Fix Payment Failed Account Restricted Problem Solved Paytm App

There could be several reasons you're Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking on the Paytm app. Paytm servers may be down, for example, or an error could prevent you from gaining access to your account.

If you're finding that you're continuously error of Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking on Paytm, there is a way to work around the issue. Follow the steps below:

Why does Paytm Error Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking on Android?

If you're experiencing issues with Error Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking on your Android device, there are a few things you can try. First, make sure that you're using the latest version of the app. If you're not, try updating and see if that solves the problem. If not, try restarting your device and opening Paytm again. If you're still having trouble, try contacting Paytm's customer support team for further assistance.

There are a few workarounds that might help resolve the issue. Let's go through them together.

1. Update the Paytm application

Updating the Paytm app on your Android should fix the constant Error Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking issues.

If you're having trouble with your Paytm app, it might be because you're using an outdated version. Go to the Play Store and update your Paytm app to the latest version to see if that fixes the problem.

2. Check whether the Paytm servers are down or not

Paytm may encounter a momentary down, which can generate you to be Error Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking hrs in your account and/or be prevented from logging in.

If you're having trouble using Paytm, one way to check if there's a server outage is by visiting the Downdetector website. Downdetector monitors app-related issues for users worldwide, so if there's a problem with Paytm's servers, Downdetector will likely have information about it.

If there is an outage of the server, simply wait for the error to be fixed.

3. Reinstall Paytm to fix the Error Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking

Simply, uninstall the Paytm app from your Android then reinstall it from the Play Store. 

4. Enable Background App Refresh for Paytm

Background App Refresh allows the Paytm app to update information or notifications even when you're not actively using the app - and you definitely don't want it to be disabled!

Here's how to enable Background App Refresh for Paytm on Android devices:

1. On your Android device, open the Paytm app and go to Settings > Account > Background App Refresh.

2. Toggle the switch to ON or OFF depending on your preference.

3. Remove suspicious third-party apps from your Paytm account

Paytm strongly suggests that its users do not connect their accounts to any unverified third-party apps as a security measure. If your account is found to have connections to any unverified apps, you will be an Error Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking in your account until you remove those connections. To do so, please observe these steps:

1. When logging in to the app or website, select the Paytm button. This will normally say "Continue with Paytm" or "Login with Paytm."

2. Now, click on Edit Access.

3. From the "Manage My Account" section of the app, you can remove any third-party apps you no longer want to be connected to your Paytm account.

4. If you want to disconnect third-party apps from your Paytm account, select the Cancel option.

5. Do not use a VPN for Paytm App

If you're trying to log into Paytm but you're using a VPN, it may take a while to connect because the VPN server may be overloaded with users. Also, Paytm may sign you out of your account for security reasons, so it's best to avoid using a VPN. Just log into your Paytm profile without faking your location.

We hope this blog helped you fix the Paytm Error Payment Failed Based on Your Usage Pattern, Your Account Restricted To Add Money Through Credit Card. Please Use UPI, Debit Card, or Net Banking on Android problems. If you have any queries or want to share your experience with us, please feel free to leave a comment below. Thanks for reading!

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